LAKEWOOD HOME FINANCE PRIVACY STATEMENT

This privacy statement discloses the privacy practices for http://www.lakewoodhome.net.

Lakewood Home Finance wants to demonstrate our commitment to your privacy, we have agreed to disclose our information practice. We agree to notify you of.

• What personally identifiable information of yours or third party personally identification is collected from you through the web site
• The organization collecting the information
• How the information is used
• With whom the information may be shared
• What choices are available to you regarding collection, use and distribution of the information
• The kind of security procedures that are in place to protect the loss, misuse or alteration of information under Lakewood Home Finance control
• How you can correct any inaccuracies in the information.

If you feel that we are not abiding by our posted privacy policy, you should contact:

Mike Whiteside
E-MAIL: mike.w@lakewoodhome.net
Phone: (616) 301-1450

Lakewood Home Finance
2627 East Beltline SE
Grand Rapids, MI 49546

Information Collection and Use
Lakewood Home Finance is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Lakewood Home Finance collects information from our users at several different points on our website.

Loan prequalification request
In order to submit a prequlification request, a user must complete the submission form. During submission a user is required to give their contact information (such as name and email address) and credit history (like mortgage credit history house value and loan amount). This information is used by our staff to help determine how we can best help you.

Log Files
We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Sharing/Confidentiality
R equests received for home loans located out of the State of Michigan may be transferred to companies that can service their request. We will share aggregated demographic information with our partners, potential clients and advertisers. This is not linked to any personal information that can identify any individual person.

Our staff will have access to your personal contact information for business purposes only.

Links
This web site contains links to other sites. Please be aware that we Lakewood Home Finance are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Newsletter
If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address.

Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Tell-A-Friend
If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address. Lakewood Home Finance will automatically send the friend a one-time email inviting them to visit the site. Lakewood Home Finance stores this information for the sole purpose of sending this one-time email. The friend may contact Lakewood Home Finance at mike.w@lakewoodhome.net to request the removal of this information from their database.

Security
If you have any questions about the security at our website, you can send an email to mike.w@lakewoodhome.net.

Supplementation of Information
In order for this website to properly fulfill its obligation to our customers, it is necessary for us to supplement the information we receive with information from 3rd party sources.

Special Offers
We send all new uses a welcoming email to verify password and username. Established user will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications. Please see our choice and opt-out below.

Site and Service Updates
We also send the user site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in regards to issues relating to their account via email or phone.

Correction/Updating Personal Information:
If a user’s personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user’s personal data provided to us.

Choice/Opt-out
Our users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our loan prequalification request form has an ‘opt-out’ mechanism so users can keep their email address off of our lists.

Users who no longer wish to receive our newsletter or promotional materials from our partners may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or email us at mike.w@lakewoodhome.net.

Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

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